a term life insurance, permanent life insurance policies
Products About Us Contact Us News You Can Use
Auto Home Life Health Business Specialty
Physicians & Surgeons Professional Liability

California Term Life insurance


Whether it's protecting your family or business, covering a debt or mortgage, or funding a college education or retirement, life insurance is an essential tool to provide you and your family with financial peace of mind.  Binney, Chase & Van Horne offers a variety of term and permanent life insurance policies including those that provide discounted rates for nonsmokers and people with good health histories.  Let us help select the right policy for you 

Term Life Insurance Smart Shopper Checklist:
Protection for a specified period of time:

  • Initial low cost

  • Ideal for covering a specific need

  • Convertible to permanent life insurance.

Permanent Life Insurance Checklist:
Protection for your entire life: 

  • Flexible premiums and coverage amounts

  • Competitive interest rates in a tax-deferred environment

  • Accessibility to cash values

  • Unique policy guarantees.

Binney, Chase & Van Horne is here to help you with customized life insurance needs.  Let one of our experienced agents help you select the right policy for your specific situation. 


Life Insurance terms 

Beneficiary:  A person named by the insured to receive the benefits or proceeds from an insurance policy

Claim:  A demand made by the insured, or the insured's beneficiary, for payment of benefits provided by an insurance policy. 

Insured:  The party covered by the life insurance arrangement, to whom an insurer agrees to provide benefits or render services. 

Life Insurance:  A policy that guarantees the payment of a stated amount of monetary benefits upon the death of the insured to a designated beneficiary, typically a family member or business.  

Click on the button on the right for a free quote on quality term or Universal life insurance products that develop cash value.

Life Insurance Article
How can I save money on my policy?
CLICK HERE to learn about coverages you may NOT need, yet still provide the protection you want.

College Planning 
Calculator

College Type

Current 
Savings

$

Years Until 
College

 
Inflation Rate of College 
Expenses

%
Investment 
Growth Rate

%
Current Annual College Cost

$

 
Total Projected College 
Expenses

 
Amount Required Today To Meet Goal

 
Yearly Savings 
To Reach Your Goal

 
 | Products | About Us | Contact Us | News You Can Use | Local Resources |
| Mercury Auto Insurance | Insurance Link Directory | Home |